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About Us

Your Valuable Team at the Helm


Integrated Business Owner Solutions: 

A true guide for your business clients.

Through the more than 100 years of combined experience, our team has worked to design a process to better prepare business owners for whatever comes next. Our mission is to create a foundation of Predictable Cash Flow and Profits, Sustainable Growth, and ultimately realize the business owner’s aspirational wealth plan by creating Defendable Equity Value which is what we call the 3 Elements of Growth Strategy.

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Richard E. Austin, JD, LLM, CIMA®

Rich Austin specializes in working with business owners and Fortune 500 executives to build comprehensive strategies for their complex situations. By offering creative ideas for investment, estate and charitable gifting strategies, he helps high net worth clients build legacies for them and their families. Rich concentrates on working with advisors in the design and implementation of thoroughly researched tax reduction strategies. Rich was previously an attorney in private practice and a corporate staff attorney specializing in tax issues and financial analysis.

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Homer S. Smith IV CFP®, CRPC®, BFA™ , CBEC®

A Private Wealth Advisor with over 18 years of industry experience, Homer has dedicated his practice to working with business owners and families of wealth with complex financial planning needs. His mission is to simplify the lives of his clients by quieting the noise that surrounds them both personally and in their business and allow them to focus on what matters most – their purpose and goals.

Homer has the unique ability of taking complex strategies and presenting them in a way that is remarkably intuitive and straightforward so clients can easily grasp the ideas. Working as a fiduciary and business consultant to his clients, it is his legal duty to put his clients’ needs first and act in their best interest while maintaining full transparency throughout the financial planning process.

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Raymond J. Lucas, Jr., CFP®, CRPC®

Ray Lucas, CFP® is the head of Integrated Financial Solutions™, the case design and case consultation division of Integrated Partners. An accounting graduate of Bentley College, Ray is a former faculty member of the Boston University program for financial planning. An author and contributor to various publications, Ray's expertise has put him in demand as a speaker on the topics of estate and retirement planning. He was also the keynote speaker at the Worcester Centrum college planning forum.

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William Beaudoin, CFS, CBEC®

Bill Beaudoin has been a member of our case design team since 1994. One of Bill's areas of specialization lies within the personal risk management area where he is able to deliver prudent strategies and tactics supported by product selections. He also works to provide creative solutions to help address the needs of business owners and individuals regarding wealth preservation and estate planning.

William Beaudoin CA Insurance #0H91989


Steve Kolano, CFA

Chief Investment Officer

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Derek Chesley

Case Design

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Angelina Compston

Accounting and Case Design Associate

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Gregory Freeman

Advanced Planning Specialist

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Paul Saganey, CFP®

Founder & President

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